VAC Insurance Agency offers many different types of insurance for residents of Brooklyn, NY and surrounding areas. Today we’ll be sharing some insight on the importance of flood insurance for homes, apartments, commercial buildings, and other dwelling areas.
Flood insurance is not included in standard homeowners and renters policies in the state of New York and therefore needs to be purchased separately. Floods do pose a threat to New Yorkers and should be treated as such.
Many insurance agencies offer flood insurance without emphasizing its importance for homeowners, renters, and building owners – we are here to make sure you fully understand what flood insurance can provide you in the event that your home is affected by flooding.
Flood insurance provides coverage if there’s any structural damage to your home, including water heaters, floor surfaces, and after flood cleanup.
It’s simply not worth the risk to skip out on flood insurance when you live in an area that is at moderate or high risk for flooding. Getting caught without flood insurance, whether you own a home or you’re a renter, is a surefire way to risk paying out of pocket for the damage and repairs that water damage can cause.
If you live in the Brooklyn, NY area and need a flood insurance policy that will protect your home and personal belongings, finding a qualified agent is your first step. The team at VAC Insurance Agency is here to help, and we’re backed by years of experience in purchasing insurance plans for families.
We know each of our clients has individual needs, and we take pride in treating each one as our most important client. Don’t wade through the muddy waters of flood insurance alone. Contact us today!