Flood insurance is an important type of insurance that can protect the value of your property and possessions. If you’re looking for flood insurance in the greater Brooklyn, NY area, you can consider our policy offerings at VAC Insurance Agency.
Being informed is an important part of meeting your insurance needs.
The following are three inaccurate assumptions you shouldn’t make when it comes to flood insurance coverage:
You don’t need flood insurance
It’s essential to do your research before deciding that you don’t need any flood insurance. Even if you are not located in a flood zone, you still might be at risk of experiencing property damage due to flooding.
It’s better to be safe than sorry. Chances are high that you will stand to benefit from carrying flood insurance coverage even if your area doesn’t experience frequent flooding.
You will get flood damage coverage through your home insurance policy
Home insurance policies typically will not provide any coverage whatsoever for flood damage. If you want to enjoy insurance coverage for flood damage, you’ll need to purchase a flood insurance policy that is separate from your home insurance.
You can only insure your home with flood insurance
Flood insurance coverage is not solely available to homeowners. It’s also available to both renters and business owners.
You should consider purchasing flood insurance if you are renting a property that is located in an area that is at risk for flooding. Business owners with commercial properties in areas that experience flooding should also look into their flood insurance options.
Get The Right Coverage Today
We can help you get the information you need about flood insurance for your property or place of residence in Brooklyn, NY. Get in touch with us today at VAC Insurance Agency with your questions and inquiries about flood coverage.