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V.A.C Insurance Agency

9712 3rd Avenue, 1st Floor
Brooklyn, NY 11209

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New York Condo Insurance coverage

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Condo Insurance in New York

Get the Right Insurance for your New York Condo

New York always has many condos for sale. The first step in protecting your condo is by purchasing the right condo insurance policy. However, it is not the same type of insurance as homeowners insurance simply because condominiums are different types of dwellings. Speaking with an expert on how best to protect your real estate investment is a recommended idea.

Condo insurance is specific to your individual dwelling. Many times, condominiums are part of a larger structure. Generally, you are responsible for insuring the four walls of your unit while your neighbor, though they may only be next door, is accountable for their unit. There are also condominiums that are freestanding structures. Many factors are involved with how your condo insurance policy must be written. We understand the process and can save you a lot of extra time. Leave it to a professional.

In many cases, the homeowners association or HOA that presides over your condominium would have some jurisdiction on how your condo insurance policy must be structured. For example, some condo owners are responsible for the connecting wall that adjoins their unit to the neighboring unit. Your particular HOA may also stipulate that your condo insurance policy must include shared living spaces. In other instances, the condo owner is solely responsible for their own four walls and no other communal property on site.

Before you sign on the dotted line, come in to see us at V.A.C. Insurance Agency. Our office is conveniently located at 2025 Utica Ave in Brooklyn, NY. In fact, if you live in any one of the five boroughs of New York and the surrounding areas, we will be able to assist you with your condo insurance or other insurance products. If you have questions or need more information about renters, condo, home, auto, or life insurance, stop in our Brooklyn, NY office today.


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  • New York