Beyond the Boroughs: Exploring Boat Insurance Options for Brooklyn Boat Owners

Nothing is worse than preparing for an exciting day at sea and finding yourself in a collision with a passing vessel. Comprehensive insurance can mitigate the financial damages of boat collisions and other related perils. Learn more about how boat insurance can protect your vessel from accidents, vandalism, and environmental disasters from the VAC Insurance Agency in Brooklyn, NY. 

Protecting Your Floating Vessel from the Unexpected 

Protect your maritime adventures with comprehensive boat insurance. Comprehensive boat insurance covers you, your passengers, your vessel, and agreed-upon accessories in the event of accidents. Full coverage goes beyond legal liability coverage. It financially protects you and your passengers from various incidents that can happen while boating. 

Non-Collision Related Boating Perils 

  • Vandalism: Secure your vessel against vandalism when docked at marinas, boat storeyards, or when moored in open waters. 
  • Theft: Comprehensive boat insurance can help offset the cost of replacement of stolen vessels and equipment. 
  • Fire Damage: Shield your finances from the costs of electrical malfunctions, fuel leaks, or cooking accidents on the water. 
  • Sinking or Capsizing: Hull damage, low tides, and mechanical failures can happen and cause your vessel to sink or capsize. 

Boat Insurance for Brooklyn, NY Boaters 

Talk to an insurance agent to learn about your best options for boat insurance coverage in Brooklyn, NY. A licensed insurance agent can highlight essential details and help you choose the best coverages based on your circumstances. 

Local boaters have greater peace of mind knowing that their floating investments are fully protected from accidents, theft, environmental damage, and collisions. Please don’t wait until it’s too late to boost your boat insurance coverage and get total protection. 

Contact the boat insurance experts at VAC Insurance Agency and get a quote today! 


Which coverages should you focus on when starting a small business?

Starting a business, no matter how small, is a big step. The mere thought of bringing your idea to the world is not easy, and that’s why you want to take every step to protect your business once it’s on its feet. At VAC Insurance Agency, we recommend checking various business insurance policies, especially mandatory ones like workers’ compensation and general liability, to cover every possible scenario. Here are some of the critical business insurance to consider.

General liability

Every business needs general liability insurance to protect it from various claims. General liability insurance protects your business against lawsuits that could result from bodily harm or property damage. 

Workers compensation 

Worker’s compensation is mandatory for all businesses with employees. The policy covers your workers by paying for their medical bills and income lost when they get injured in their line of duty. It also pays for funeral expenses and lost income if someone dies while at work. You should get this policy if you run a risky business or your company involves working with many employees.

Professional liability insurance

While not all businesses have to carry this policy, it’s always a good idea to have one. Your new business is young and growing. At this critical stage, you’re working on building long-term relationships with your customers. Professional liability insurance ensures that you don’t close your Brooklyn, NY businesses when a client sues you for poor quality products, false advertisements, or late delivery.

Disaster insurance

Disasters hit everywhere, including your precious business. If you operate your business in an area that is prone to disasters, disaster insurance can be a great option to keep your business running.

Looking to buy the above policies for your new startup in Brooklyn, NY? VAC Insurance Agency can help you find a policy that matches your needs. Contact us for more information, questions, or new policy discussions.